Retirement And Savings Planning
A Squirrel And Its Nuts turns your real numbers into hundreds of possible futures. Tell us about your income, savings, debts, healthcare, and when you want to stop working. We run your plan through 100 randomized scenarios and show you how your savings and retirement income hold up at every age along the way.
Free to use. All you need is an email address.
Beta Release
A Squirrel And Its Nuts is in active beta release. The core experience is ready for real planning today, and some workflows, fields, and outputs will keep improving as we learn from real user feedback.
Most retirement calculators ask for your age, income, and a single average rate of return, then hand back one tidy number. Life does not work that way. Markets swing, medical costs arrive early, raises land late.
We start from the detailed base plan you build, then generate 100 randomized versions of it. Instead of one guess, you get a range of realistic outcomes, so you can see how much room for error your plan really has.
Each section is its own short form. Fill in what you know, come back and refine the rest later.
General
Your age, household details, and the basic timeline your whole plan is built on.
Healthcare
Medical and Medicare costs, including how they grow as you age.
Savings
Current balances and monthly contributions across each of your accounts.
Retirement
Retirement accounts, when you plan to retire, and what you expect to spend.
Social Security
Expected benefits and the age you plan to start claiming them.
Rates
Growth, inflation, and raise assumptions, set overall or per account.
Payments
Mortgages, loans, and other recurring payments that shape your cash flow.
Calculations
Your results: savings and retirement outcomes broken out by age.
Create a free account, fill in what you know, and run your first set of scenarios. You can update your inputs and rerun as often as you like.
